Business: Yadkin Valley Company is the holding company for Yadkin Valley life Insurance Company which engaged in the business of reinsuring credit life insurance policies. Yadkin Valley Life's reinsurance activities currently are limited to assuming risk associated with credit life insurance policies up to a maximum risk of $25,000 on any one insured, issued only by Triangle Life Insurance Company, Raleigh, North Carolina, and sold only in North Carolina by The Fidelity Bank, Fuquay-Varina, North Carolina, The Heritage Bank, Lucama, North Carolina, and Southern Bank and Trust Company, Mount Olive, North Carolina.