Business: US Metro Bank is a state-chartered bank that commenced operations on September 15, 2006 to engage in commercial and consumer banking business. The Bank has two servicing areas. The first consists of most cities in Orange County, surrounding its head office in Garden Grove. The second is the areas surrounding a loan production office in the heart of Koreatown of Los Angeles. The Bank focuses on personalized service for small to medium-sized businesses and their principals combined with a full range of traditional core commercial banking products and services. They offer a wide range of deposit accounts including personal and business checking accounts, money market accounts, savings, and time certificates of deposit. They also offer a full complement of lending products in the commercial, real estate, SBA, and consumer areas.