Fund Description: Timothy Plan International ETF is an exchange-traded index fund or Index ETF which is a separate investment portfolio of the Timothy Plan, an open-end investment management company. INVESTMENT OBJECTIVE: The Timothy Plan International ETF seeks to provide investment results that track the performance of the Victory International 500 Volatility Weighted BRI Index before fees and expenses. INDEX DESCRIPTION: The Victory International 500 Volatility Weighted BRI Index combines fundamental criteria with individual security risk control achieved through volatility weighting of individual securities, rather than traditional market cap weighting. Such methodology is sometimes referred to as Smart Beta. The Index follows a proprietary rules-based methodology. The Index universe begins with the stocks included in the Nasdaq Victory International 500 Volatility Weighted Index, a volatility weighted index comprised of the 500 largest publicly traded foreign companies by market capitalization with positive earnings in each of the four most recent quarters. The Index considers foreign companies to be those that are organized or domiciled in a developed country (excluding the U.S. and emerging markets) and whose stock principally trades on a foreign exchange. Representative developed markets include Canada, France, Germany, Great Britain, Japan, Hong Kong and Australia. FUND STRATEGY: The Fund seeks to achieve its investment objective by investing, under normal market conditions, at least 80% of its net assets directly or indirectly in the securities included in the Index. The Fund seeks to track the returns of the Index by employing, under normal circumstances, a sampling process to invest in a representative sample of stocks included in the Index. The Fund’s portfolio managers select these stocks using a statistical optimization process designed to produce investment characteristics that closely approximate those of the Index. FUND MANAGEMENT: Timothy Partners, Ltd. serves as the investment advisor to the Fund. Victory Capital Management, Inc. serves as the sub-adviser to the fund.