Business: Security National Financial Corporation is a holding company. The Company operates in three business segments: life insurance, cemetery and mortuary, and mortgage loans. The life insurance segment is engaged in the business of selling and servicing selected lines of life insurance, annuity products and accident and health insurance. The cemetery and mortuary segment of the Company consists of five cemeteries in the state of Utah and one cemetery in the state of California, and seven mortuaries in the state of Utah and one mortuary in the state of Arizona. The mortgage loan segment is an approved government and conventional lender, which originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes and real estate projects.