Business: Republic Bancorp, Inc. currently has banking centers and is the parent company of Republic Bank & Trust Company. RB&T has banking centers in 12 Kentucky communities - Covington, Crestwood, Elizabethtown, Florence, Frankfort, Georgetown, Independence, Lexington, Louisville, Owensboro, Shelbyville and Shepherdsville; three banking centers in southern Indiana - Floyds Knobs, Jeffersonville and New Albany; two banking centers in Florida - Port Richey and Temple Terrace; two banking centers in Tennessee - Cool Springs (Franklin) and Green Hills (Nashville); and one banking center in Blue Ash (Cincinnati), Ohio. Bank deposit products include savings, checking, and money market accounts; IRAs; and CDs. The company originates residential mortgage loans, home equity loans and lines, as well as commercial real estate loans, C&I loans, business loans & lines of credit, equipment leasing consumer loans, and warehouse lines of credit.