Business: Patriot National Bancorp, Inc. operates as the holding company for Patriot National Bank, which provides consumer and commercial banking services to individuals, small and medium-sized businesses, and professionals at 10 banking locations in Fairfield County, Connecticut, and Westchester County, New York. Deposit products include checking accounts, money market accounts, time certificates of deposit, savings accounts, individual retirement accounts and health savings accounts. The bank's lending portfolio comprises commercial mortgage and construction loans; working capital loans; equipment loans; real estate loans, including home mortgages, home improvement loans, bridge loans, and home equity lines of credit; other personal loans