Business: NVR, Inc. is one of America’s leading homebuilders. The Company serves homebuyers in twenty-seven metropolitan areas in fifteen states. The Company’s homebuilding operations sells and constructs homes under these brand names: Ryan Homes, NVHomes and Fox Ridge Homes. Supporting the construction operations is the Company's Building Products operation with manufacturing facilities in Maryland, Pennsylvania, New York, New Jersey, North Carolina and Tennessee. The Company's subsidiaries include; NVR Mortgage, the mortgage subsidiary headquarters in Reston, Virginia, offers mortgage services in all markets in which homebuilding operates and NVR Settlement Services, this subsidiary provides a complete range of settlement and title services to support NVR’s homebuilding operations. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.