Business: First State Bank is a New Jersey Chartered, Commercial Bank that is committed to providing innovative services to businesses and individuals. Conceived by a group of local businessmen in early 2002, First State was organized as an alternative to the frustration of dealing with mega-banks with their slow response times, their impersonal service, and their remote decision makers. The experienced staff at First State prides itself on knowing its customers, and to providing top-notch banking products backed by state-of-the-art technology.