Notes: 1 for 15 reverse stock split effective 1/7/2011 per the NYSE. ____________ From the news release dated 7/30/2009 -- Mr. Beauchamp commented on the discontinuance of dividend payments. Considering the loss reported for this period, the Corporation has made the prudent, and very difficult, decision to suspend paying dividends on its common and preferred stock. We note that this is consistent with federal regulatory guidance and policy that states that a bank holding company should only pay dividends from current earnings. Mr. Beauchamp continued, In the long term interest of our shareholders, the Corporation's focus must be on maintaining a healthy capital position as the duration and depth of this recession is uncertain. To the extent the Corporation returns to profitability, we will consider reinstating the payment of dividends.