Business: C&F Financial Corporation is a bank holding company of its sole operating subsidiary, C&F Bank (Citizens and Farmers Bank). The Corporation operates in a decentralized manner in three principal business activities: retail banking through C&F Bank, mortgage banking through C&F Mortgage Corporation and consumer finance through C&F Finance Company. In addition, the Corporation conducts brokerage activities through C&F Investment Services, Inc., insurance activities through C&F Insurance Services, Inc. and title insurance services through C&F Title Agency, Inc.