Business: Atlanticus Holdings Corp 9.25% Senior Notes Due 2029, issued in $25 denominations, redeemable at the issuer's option, after 01/31/2026 but prior to 01/31/2027 at $25.50 (102%) plus accrued and unpaid interest, after 01/31/2027 but prior to 01/31/2028 at $25.25 (101%) plus accrued and unpaid interest, after 01/31/2028 at $25.00 (100%) plus accrued and unpaid interest and maturing 01/31/2029. <p> Interest distributions of 9.25% per annum ($2.3125 per annum or $0.578125 per quarter) will be paid quarterly on 1/15, 4/15, 7/15 & 10/15 to holders of record on the record date that will be 1/1, 4/1, 7/1 & 10/1 (NOTE: the ex-dividend date is one business day prior to the record date). <p> Distributions paid by these debt securities are interest and as such are NOT eligible for the preferential 15% to 20% tax rate on dividends and are also NOT eligible for the dividend received deduction for corporate holders. <p> Upon the occurrence of a Delisting Event resulting in the Notes no longer being listed on the NYSE, the AMEX or the Nasdaq exchanges the issuer must offer to purchase the Notes at 100% of their principal amount, plus accrued and unpaid interest (see prospectus for more details). <p> This security was not rated by Moody’s or S&P at the time of its IPO. This security was rated as A by Egan Jones Ratings Co. at the date of its IPO. The Notes are unsecured and unsubordinated obligations of the company and will rank equally with all existing and future unsecured and unsubordinated indebtedness of the company. See the IPO prospectus for further information on the debt securities by clicking on the ‘Link to IPO Prospectus’ provided below.