Business: Atlanticus Holdings Corporation is a financial holding company with investments primarily focused on providing credit and related products and services to consumers. Through its operating subsidiaries and investments, Atlanticus endeavors to offer a broad array of valuable financial products and services. These subsidiaries provide services related to: Credit Card segment consists of our credit card investment and servicing activities, both in the United Kingdom and United States; Auto Lending segment purchases and originates loans secured by automobiles. Through its CAR Financial subsidiary, Atlanticus provides financial services primarily for independent automotive dealers and automotive finance companies; Retail segment, partnering with retailers to provide credit at point of sale to their customers; and provide loan servicing activities, including underwriting, marketing, customer service and collections operations for third parties.