Business: American Bank offers a complete selection of banking services that includes checking, money market, savings, certificates of deposit, consumer and commercial loans, free personal online bill payment, credit cards and VISA check cards. Pcbanker.com delivers a full range of real-time Internet banking and discount brokerage services, while consistently offering some of the best loan and deposit rates in the United States. American Bank has been recognized as one of the top Internet banks in the country and has received the Bankrate.com Top Tier award for consistently offering annual percentage yields (APYs) that were among the highest reported. American Bank is FDIC insured. American Bank is a member of the Federal Reserve System.