QUANTUMONLINE.COM SECURITY DESCRIPTION:  VBC Capital I, 9.50% Cumulative Capital Securities, liquidation amount $25, guaranteed by Vectra Banking Corp., now part of Zions Bancorporation (NNM: ZION), redeemable at the issuer's option on or after 4/30/2002 at $25 per share plus accrued dividends, maturing 4/30/2027, distributions are paid quarterly on 1/15, 4/15, 7/15 & 10/15. The company has the right, at any time, to defer interest payments for up to 20 consecutive quarters (see prospectus for details). The trust will use their funds from the sale of the preferred securities to purchase from the company the 9.50% Junior Subordinated Deferrable Interest Debentures.

Stock Exchange	Cpn Rate Ann Amt	LiqPref CallPrice	Call Date Matur Date	Moodys/S&P Dated	Distribution Dates	15% Tax Rate
NNM Chart	9.50% $2.375	$25.00 $25.00	4/30/2002 4/30/2027	-  -  -	1/15, 4/15, 7/15 & 10/15 Click for MW ExDiv Date Click for Yahoo ExDiv Date	No

Company's Online Information Links

HOME PAGE:     http://www.zionsbancorporation.com/
Company's Investor Relations Information	Go to Investor Relations Information
Company's Online News Releases	Go to News Releases
Online Company Profile	Go to Online Profile

Company's Online SEC EDGAR Filings

Company's SEC EDGAR Filings

Go to SEC Filings

Company's Email Address Links

Email Address	james.abbott@zionsbancorp.com
Email Request Form on Website	Go to Email Form

Address and Phone Numbers

Address:   One South Main, 15th Floor, Salt Lake City, UT 84133
Main Phone Number	801-524-4787
Fax Number	801-524-4659
Investor Relations   James Abbott	801-844-7637
Toll Free Phone Number	Unknown

CEO - Harris H. Simmons

CFO - Doyle L. Arnold