QUANTUMONLINE.COM SECURITY DESCRIPTION:  CNB Financial Corp. 7.125% Depositary Shares each representing a 1/40 interest in a share of the Series A Fixed Rate Non-Cumulative Perpetual Preferred Stock, liquidation preference $25 per Depositary share, redeemable at the issuer's option on or after 09/01/2025 at $25 per Depositary share plus declared and unpaid dividends, and with no stated maturity. Non-cumulative distributions of 7.125% per annum ($1.78125 per annum or $0.4453125 per quarter) will be paid quarterly on 3/1, 6/1, 9/1 & 12/1 to holders of record on the record date fixed by the board prior to the payment date (NOTE: the ex-dividend date is one business day prior to the record date). The dividends are non-cumulative and if the board of directors does not declare a dividend or the company fails to pay a dividend declared by the board for any quarterly dividend period, the holder will not be entitled to receive any dividend for that quarterly period and the undeclared or unpaid dividend will not accumulate. Dividends paid by this preferred security are eligible for the preferential income tax rate of 15% to a maximum of 20% depending on the holder's tax bracket (and under IRS specified holding restrictions) and are also eligible for the dividends received deduction for corporate holders (see page S-28 of the prospectus for further information). This security is possibly subject to an early call as a result of the occurrence of a regulatory capital treatment event which no longer allows the company to include the funds originating from this security as Tier 1 capital on their balance sheet (see the prospectus for further information). This security was not rated by Moody’s or S&P at the time of its IPO. In regard to the payment of dividends and upon liquidation, the preferred shares rank junior to the company's senior debt, equally with other preferreds of the company, and senior to the common shares of the company. See the IPO prospectus for further information on the preferred stock by clicking on the ‘Link to IPO Prospectus’ provided below.

Stock Exchange	Cpn Rate Ann Amt	LiqPref CallPrice	Call Date Matur Date	Moodys/S&P Dated	Distribution Dates	15% Tax Rate
NGS Chart	7.13% $1.78125	$25.00 $25.00	9/01/2025 None	NF NF 3/19/2024	3/1, 6/1, 9/1 & 12/1 Click for MW ExDiv Date Click for Yahoo ExDiv Date	YES

Company's Online Information Links

HOME PAGE:     https://www.cnbbank.bank/
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Company's Online SEC EDGAR Filings

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Company's Email Address Links

Email Address	michael.peduzzi@cnbbank.bank
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Address and Phone Numbers

Address:   1 South Second Street, Clearfield, PA 16830
Main Phone Number	814-765-9621
Fax Number	814-765-8294
Investor Contact (CEO)   Michael D. Peduzzi	814-765-9621
Toll Free Phone Number	800-492-3221

CEO - Michael D. Peduzzi

CFO - Tito L. Lima