QUANTUMONLINE.COM SECURITY DESCRIPTION:  Citigroup Funding Inc., Index LASERS (Index LeAding Stock Market Return Securities) based on the S&P 500 Index, due 1/27/2010, and issued at $10 per Index LASERS. The Index LASERS pay no payments prior to maturity and are not redeemable prior to maturity. At the maturity date of 1/27/2010 the Index LASERS will make a maturity payment based on the value of the S&P 500 Index (starting value 1266.86 as of 1/24/2006) at the third business day prior to the maturity date, which may be greater than, equal to or less than the initial $10.00 investment. If the ending value of the S&P 500 Index is greater than its starting value, the maturity payment will be equal to $10 times 110% of the index's percentage appreciation. If the ending value of the S&P 500 Index is less than its starting value and the index at any time during the term of the notes is less than or equal to 981.82 (77.5% of the starting value), the maturity payment will be less than the original $10 investment and equal to $10 times the index return. In all other cases, the maturity payment will be $10. See page S-2 of the IPO Prospectus for further information on the maturity payment and the Index LASERS by clicking on the ‘Link to IPO Prospectus’ provided below. Citigroup Funding Inc. is a wholly-owned subsidiary of Citigroup Inc. (NYSE: C) whose business activities consist of providing funds to Citigroup Inc. and its subsidiaries for general corporate purposes.

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HOME PAGE:     http://www.citigroup.com/ (This parent company URL is for reference only and does not have specific information on the security.)

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Address and Phone Numbers

Address:   399 Park Avenue, New York, NY 10043
Main Phone Number	212-559-1000
Fax Number	Not Available