A number of QOL users have told us that DKX was called from their account on 1/20/2010. We can find no information to confirm the call but assume that the user's information is correct and DKX has been called on 1/20/2010.

QUANTUMONLINE.COM SECURITY DESCRIPTION:  MS Structured Asset Corp., SATURNS (Structured Asset Trust Unit Repackagings), DaimlerChrysler North America Holding Corp. Debenture Backed, Series 2003-12, 7.00% Class A Callable Units, issued in $25 denominations. Underlying securities are the 8.50% Debentures due 1/18/2031 issued by DaimlerChrysler North America Holding Corp., subsidiary of DaimlerChrysler AG (NYSE: DCX). Distributions of 7.00% ($1.75) per annum are paid semi-annually on 1/18 & 7/18 to holders of record on the third business day prior to the payment date. On or after 8/20/2008 the units may be redeemed under the call rights of the swap agreement for $25 plus accrued and unpaid interest. To be issued the units must be assigned a rating of at least BBB- by S&P and Baa3 by Moody's. Units are expected to trade flat, which means accrued interest will be reflected in the trading price and the purchasers will not pay and the sellers will not receive any accrued and unpaid interest. On 11/8/02 MSDW Structured Asset Corp. changed their name to MS Structured Asset Corp. MS Structured Asset Corp. is a subsidiary of Morgan Stanley (NYSE: MS). See the IPO prospectus for further information on the SATURNS by clicking on the ‘Link to IPO Prospectus’ provided below.

Stock Exchange	Cpn Rate Ann Amt	LiqPref CallPrice	Call Date Matur Date	Moodys/S&P Dated	Distribution Dates	15% Tax Rate
NYSE Chart	7.00% $1.75	$25.00 $25.00	Called for 1/20/2010 1/18/2031	A3 BBB+ 7/25/2009	1/18 & 7/18 Click for MW ExDiv Date Click for Yahoo ExDiv Date	No

Company's Online Information Links

HOME PAGE:     http://www.morganstanley.com/ (This parent company URL is for reference only and does not have specific information on the security.)

Company's Online SEC EDGAR Filings

Company's SEC EDGAR Filings

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Address and Phone Numbers

Address:   1585 Broadway, New York, NY 10036
Main Phone Number	212-761-4000
Fax Number	Not Available