QUANTUMONLINE.COM SECURITY DESCRIPTION:  Citigroup Funding Inc., Safety First Trust Series 2006-1 Principal-Protected Trust Certificates, linked to the Dow Jones Industrial Average and the Nikkei 225 Index, due 5/26/2010, issued at $10 per certificate, and guaranteed by Cititgroup Inc. The assets of the trust will consist of equity index participation securities and equity index warrants. The certificates will make no payments before maturity and do not provide for early redemption. At the maturity date of 5/26/2010 the holder will receive a cash payment of $10 plus a supplemental distribution amount which may be positive or zero. The supplemental distribution amount will be based on the percentage change in the two equally weighted indices over the term of the certificates and will not be less than zero. See page 49 of the prospectus for the initial values and weighting of the two indices. The supplemental distribution amount will be calculated as $10 times the ending index value on the third index business day prior to the maturity date minus the starting index value divided by the starting index value. See page 3 of the IPO prospectus for further information on the calculation of the supplemental distribution amount and the maturity payment and see page 27 for hypothetical examples of the maturity payment. For further information on the Principal Protected Notes, click on the ‘Link to IPO Prospectus’ provided below. The notes are senior unsecured debt securities issued by Citigroup Funding Inc., guaranteed by Citigroup Inc., and will rank equally with all of their other unsecured and unsubordinated debt. Citigroup Funding Inc. is a wholly-owned subsidiary of Citigroup Inc. (NYSE: C) whose business activities consist of providing funds to Citigroup Inc. and its subsidiaries for general corporate purposes.

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HOME PAGE:     http://www.citigroup.com/ (This parent company URL is for reference only and does not have specific information on the security.)

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Address and Phone Numbers

Address:   399 Park Avenue, New York, NY 10043
Main Phone Number	212-559-1000
Fax Number	Not Available