QUANTUMONLINE.COM SECURITY DESCRIPTION:  New York Community Capital Trust V, Bifurcated Option Note Unit SecuritiES (BONUSES) Units, public offering price $50 per unit. Each BONUSES unit consists of a 6% preferred security issued by New York Community Capital Trust V and a warrant to purchase shares of New York Community Bancorp Inc. (NYSE: NYB). The preferred security has a liquidation value of $50 per share, maturing 11/01/2051, pays quarterly distributions of 6% ($3.00) per annum on 2/1, 5/1, 8/1 & 11/1. The company has the right, at any time, to defer dividend payments for up to 20 consecutive quarters (but not beyond the maturity date). The sole assets of the trust are 6% subordinated deferrable interest debentures due 11/01/2051. On or after 11/04/2007 the preferred securities are subject to remarketing in conjunction with the redemption of the warrants. The warrant is to purchase an initial 1.4036 shares (an initial conversion price of $35.62) of New York Community Bancorp common stock for $50, is redeemable on or after 11/04/2007 if the price of the common shares exceeds 125% of the conversion price, and expires 5/07/2051. At any time, the preferred securities and the warrants may be separated and transferred separately and the recombined at a later date. See the IPO prospectus for further information on the BONUSES and the very complicated provisions of the warrants and the preferred remarketing by clicking on the ‘Link to IPO Prospectus’ provided below.

Stock Exchange	Cpn Rate Ann Amt	LiqPref CallPrice	Call Date Matur Date	Moodys/S&P Dated	Distribution Dates	15% Tax Rate
NYSE Chart	6.00% $3.00	$50.00 n.a.	n.a. 10/01/2051	WR NF 4/21/2024	2/1, 5/1, 8/1 & 11/1 Click for MW ExDiv Date Click for Yahoo ExDiv Date	No

Company's Online Information Links

HOME PAGE:     https://www.mynycb.com/
Company's Investor Relations Information	Go to Investor Relations Information
Company's Online News Releases	Go to News Releases
Online Company Profile	Go to Online Profile

Company's Online SEC EDGAR Filings

Company's SEC EDGAR Filings

Go to SEC Filings

Company's Email Address Links

Email Address	ir@mynycb.com
Email Request Form on Website	Go to Email Form

Address and Phone Numbers

Address:   102 Duffy Avenue, Hicksville, NY 11801
Main Phone Number	516-683-4100
Fax Number	Not Available
Investor Relations   Salvatore J. DiMartino	516-683-4286
Toll Free Phone Number	877-786-6560

CEO - Thomas R. Cangemi

CFO - John J. Pinto