From the form 8-K filed with the SEC on 4/2/2012 -- On April 2, 2012, BB&T Corporation submitted redemption notices to the property trustee for each trust listed below, which will result in the redemption of the trust preferred securities identified in the table below on the redemption date specified for each security. Each series of trust preferred securities is currently callable and the redemptions are being undertaken at the option of BB&T. Under applicable regulatory capital guidelines issued by bank regulatory agencies, upon notice of redemption, these trust preferred securities will no longer qualify as Tier 1 capital for BB&T. These redemptions are consistent with the capital plan BB&T submitted to the Federal Reserve Board, and will be funded by general corporate reserves. Trust Security Principal Amount CUSIP Redemption Date Mason-Dixon 10.07% Preferred $20,000,000 57520R200 May 2, 2012 Premier Capital 9% Cumulative $28,750,000 740469200 May 2, 2012 MainStreet 8.9% Capital $46,000,000 56063FAC6 May 2, 2012 The holders of trust preferred securities of Mason-Dixon Capital Trust and MainStreet Capital Trust I will receive 103.021% and 102.670% of the principal amounts, respectively. The trust preferred securities of Premier Capital Trust I will be redeemed at 100% of the principal amount per security, which will be equal to the liquidation amount of $25 per trust preferred security, plus accrued and unpaid distributions to the redemption date.

QUANTUMONLINE.COM SECURITY DESCRIPTION:  Mason-Dixon Capital Trust, $2.5175 Preferred Securities, liquidation amount $25 per share, guaranteed by Mason-Dixon Bancshares Inc., now as of 7/15/1999, a part of BB&T Corp. (NYSE: BBT) (See our definition of Guaranteed in our Glossary of Income Investing Terms for the technicalities of the guarantee), redeemable at the issuer's option on or after 6/15/2007 at 105.035% of the $25 per share principal amount which declines to 100% by 6/15/2017 (see the schedule on page 28 of the prospectus), plus accrued and unpaid dividends, maturing 6/15/2027, distributions of $2.5175 (10.07%) per annum are paid semiannually on 6/15 & 12/15 to holders of record on 6/1 & 12/1 respectively. The company has the right, at any time, to defer interest payments for up to 10 consecutive semiannual periods (but not beyond the maturity date). The trust's assets consist of the 10.07%% Junior Subordinated Deferrable Interest Debentures due 6/15/2027 which were purchased from the company using the funds generated from the sale of the trust preferred securities. See the IPO prospectus for further information on the trust preferred securities by clicking on the ‘Link to IPO Prospectus’ provided below. Mason-Dixon Bancshares Inc. was acquired by BB&T Corp. (NYSE: BBT) effective 7/15/1999.

Stock Exchange	Cpn Rate Ann Amt	LiqPref CallPrice	Call Date Matur Date	Moodys/S&P Dated	Distribution Dates	15% Tax Rate
NGM Chart	10.07% $2.52	$25.00 $25.76	Called for 5/02/2012 6/15/2027	Baa1 BBB 11/02/2011	6/15 & 12/15 Click for MW ExDiv Date Click for Yahoo ExDiv Date	No

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Address:   200 West Second Street, Winston-Salem, NC 27101
Main Phone Number	336-733-2000
Fax Number	336-733-0118
Investor Relations   Tamera Gjesdal	336-733-3058
Toll Free Phone Number	800-226-5228

CEO - Kelly S. King

CFO - Daryl Bible