QUANTUMONLINE.COM SECURITY DESCRIPTION:  J.P. Morgan Chase & Co., Buffer Notes based upon the value of the S&P 500 Index, due 11/24/2010 and issued at $10 per note. The notes make no payments prior to maturity, do not provide for early redemption, and make no guarantee of the return of principal at maturity. At the maturity date of 11/24/2010 the holder will receive a cash payment based on the change in in value of the S&P 500 Index (starting value 903.47 on 5/20/2009) on the third business day prior to the maturity date, which may be greater than, equal to or less than the initial $10.00 investment. If the ending value of the S&P 500 Index is greater than its starting value, the maturity payment will be equal to $10 times 300% of the index's percentage appreciation, subject to a maximum total return on the notes of 21% (approximately 14% per annum on a simple interest basis). If the ending value of the S&P 500 Index is less than its starting value but greater than 90% of its starting value, the maturity payment will be $10 per note. If the ending value of the S&P 500 Index is less than 90% of its starting value, the maturity payment will be $10 minus $10 times the index's percentage decrease plus 10%. As a result, at maturity the holder could receive an amount that is worth less, and possibly significantly less, than the issue price of the notes with 90% of the principal at risk. See page PS-3 of the IPO Prospectus for further information on the calculation of the maturity payment, page PS-18 for hypothetical examples of the maturity payment, and page PS-4 for a discussion of the tax considerations of the maturity payments. The Notes are unsecured and unsubordinated obligations issued by J.P. Morgan Chase & Co. (NYSE: JPM) and will rank equally with all of their other unsecured and unsubordinated debt. See the IPO prospectus for further information on the maturity payment and the notes by clicking on the ‘Link to IPO Prospectus’ provided below.

Company's Online Information Links

HOME PAGE:     http://www.jpmorganchase.com/ (This parent company URL is for reference only and does not have specific information on the security.)

Company's Online SEC EDGAR Filings

Company's SEC EDGAR Filings

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Company's Email Address Links

Email Address	JPMCinvestorrelations@jpmchase.com
Printed Material Request Form on Website	Go to Email Form

Address and Phone Numbers

Address:   270 Park Avenue, New York, NY 10017
Main Phone Number	212-270-6000
Fax Number	212-752-4823
Investor Relations   Lauren Tyler	212-270-7325
Toll Free Phone Number	866-576-3228

CEO - James Dimon

CFO - Michael J. Cavanagh