QUANTUMONLINE.COM SECURITY DESCRIPTION:  JPMorgan Chase & Co., Market Participation Notes due 3/31/2009, linked to value of the S&P 500 Index, issued at $1,000 per Note. The holder will receive no payments prior to maturity. At the maturity date of 3/31/2009 the holder will receive a minimum of the $1,000 principal amount of the notes plus an additional amount in cash if the final AVERAGE level of the Index exceeds the initial value of the Index (initial value 1095.40 as of 3/22/2004), multiplied by a participation rate of 110%. The final average index level will equal the arithmetic average of the closing index level of the Index on the 26th of each month over the five year term of the notes. The Notes are unsecured and unsubordinated obligations issued by J.P. Morgan Chase & Co. and will rank equally with all of their other unsecured and unsubordinated obligations. See the IPO prospectus for further information on the maturity payment and the Market Participation Notes by clicking on the ‘Link to IPO Prospectus’ provided below.

Company's Online Information Links

HOME PAGE:     http://www.jpmorganchase.com/ (This parent company URL is for reference only and does not have specific information on the security.)

Company's Online SEC EDGAR Filings

Company's SEC EDGAR Filings

Go to SEC Filings

Company's Email Address Links

Email Address	JPMCinvestorrelations@jpmchase.com
Printed Material Request Form on Website	Go to Email Form

Address and Phone Numbers

Address:   270 Park Avenue, New York, NY 10017
Main Phone Number	212-270-6000
Fax Number	212-752-4823
Investor Contact   Julie Bates	212-270-7318
Toll Free Phone Number	866-576-3228

CEO - James Dimon

CFO - Michael J. Cavanagh